Be an educated consumer. Fraud is the Number 1 crime against seniors. If you have been defrauded, you may not necessarily be aware that you are a victim. The con artist will take your money and give you little or nothing in return. Remember, if something sounds too good to be true, it probably is. Just say NO.
Seniors are often targeted by con artists for a number of reasons.
- You often live alone and have more savings, assets or disposable income.
- A widowed senior living alone is most likely to be targeted.
- Generally, you are more trusting than younger people and may have been scammed before. Fraud artists share “sucker” lists of their victims.
- Many do not report losing their money to a con artist because they are embarrassed at having been deceived.
Con Artists are quite adept at gaining your confidence.
- For a fraud to be successful, the con artist will have to gain your trust and lead you to believe that only your best interests are at heart.
- While many are men, women are equally good at scamming seniors.
- While a con artist may pester you to buy something or pay for some service, if you say
- “No”, he / she is unlikely to threaten or use physical violence because this may bring the police. The con artist knows an easier target is just around the corner.
- Con artists can get information about potential victims from many sources. Some marketing companies collect information about consumers to sell to legitimate companies. This information unfortunately may also be available to con artists as well. They also get information from product registration cards, magazine subscriptions, government statistics, telephone directories and obituaries.
Types of Frauds & Scams “ Fraud is theft by lying or cheating. ”
There are many types of frauds, scams and thefts designed to part you from your money.
For ease of reference, these have been grouped into the following categories:
|City of Hamilton – Building Inspections||(905) 546 – 3950|
|City of Hamilton – Trade Licence Office||(905) 546 – 4697|
|Hamilton Police Service||(905) 546 – 4925|
|Crime Stoppers||(905) 522 – 8477|
|Ministry of Consumer & Business Services||(800) 889 – 9768|
|Canada Revenue Agency - Charities Division||(800) 267 – 2384|
|Ontario Energy Board||(877) 632 – 2727|
|Phonebusters||(888) 495 – 8501|
|Canadian Marketing Association||(416) 391– 2362|
Take Extra Care …..To protect and secure your Credit Rating Status check it on a yearly basis.
little-black-book-scams.pdf (8 MB)
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